It’s my privilege this morning to talk to you about money. Few
Christians realize that money is a dominant topic in the Bible. It has more than
2500 references about money and related topics. Jesus himself did not shy away
from the topic. The New Testament says more about money than heaven and hell
combined. Five times more is said about money than prayer and faith. Money and
how we use it is a spiritual issue.
Jesus used the metaphor of the steward to describe our role in
relation to God and to our lives; we are stewards of the earth, our lives, our
relationships, our possessions and our money. I want to briefly outline the
three principles of Christian stewardship.
1. As Creator God owns everything. The psalmist puts it this way, “The earth is
the Lord’s and everything in it.” While it belongs to God, it is God’s nature
to share it all with us with freely and joyfully.
2. Those who follow Jesus are managers of what God has freely given us. We are
entrusted to manage the resources we’ve been given. The way in which we manage
is meant to be aligned with God’s heart and for God’s purposes, as made known in
Jesus Christ.
3. When we forget the first two principles, more often than not we imbue money
with god-like status. We begin to serve money, rather than money serving God’s
ends. This is the reality of the culture in which we live. Our culture has
imbued the Market with god-like qualities. It is omniscient. We must not
intervene in its mysterious workings. It is omnipotent. Left unfettered, it will
provide for everybody’s needs. This is the lie of our culture. That’s it in a
nutshell. God owns it, God entrusts it to us, we manage it, and when we forget
money becomes a god, and when it becomes a god we’ll do anything for it; destroy
the earth, kill each other, hurt children, refuse to help others, and sacrifice
our deepest held convictions to acquire it. Getting this sorted out really is a
matter of life and death.
This morning I want to
focus on the stewardship of money in particular. Because we live and move and
have our being in this culture, Christians are often confused about money;
caught between two competing spiritual systems. Unless we constantly remind
ourselves about the true nature of money, and of the principles of stewardship,
we easily slip into confusion. My own life reflects a certain confusion about my
relationship with money. I’ve been in three distinctive phases.
The first phase I would call the
Naïve phase. This lasted for the
first 30-35 years of my life. I didn’t care about money and I certainly didn’t
worry about money. Secretly I thought I was pretty holy. I knew nothing about
finances. Planning for retirement was the furthest thing from my mind. I thought
a stock market was a place you bought ingredients for soup. But naiveté about
money is not a spirituality of money. And while Jesus didn’t worry about money
at all, neither was he naïve; he and his followers received financial support
from people who did know a thing or two about money.
The second phase I’d called my
Age of Anxiety. It lasted until
very recently to be honest, and I still struggle with this way of being in
relationship with money. If I didn’t care at all about money in the first phase,
in this phase I became a little obsessed with it. One day it dawned on me that I
was mortal, that I was going to get old, and when I was old I was going to need
financial resources. The financial industry was telling me that I need a couple
of million dollars to be financially secure. I woke up, and with this awakening
came, I have to admit, anxiety. Partly it was just such a steep learning curve.
I had to learn about RRSP’s, investing, the difference between a bond and a
mutual fund; but I really got into it. I started trading some of my own money. I
saw that some people were getting very rich investing in tech stocks for
example, learned all about chip technology and then bio-technology, read dozens
of financial books; got greedy, took a bath, which was a particularly painful
part of my financial education.
The third phase I’d call a phase of stewardship or
Joyful Possibility. I
can utilize what I learned in my anxious phase to increase the amount of money I
make available to serve Christ and his purposes.
Lynn Twist is the founder of the Hunger Project, the goal of which is to
eradicate hunger on the planet. She lectures of the philosophy of money. One of
her lectures is called The Soul of Money. Ms. Twist helps us to understand that
money is an inanimate object, with no intrinsic authority. We made money up to
help us trade goods and services. It has no power but the power we give it, and
it has no soul. The only soul it has is that which we give it. We can choose to
imbue it with the soul of greed and narrow self-interest, in which case it will
create a culture which reflects greedy and self-interested souls. Or we can
imbue it with the soul of compassion, generosity, and humanity. The Christian
would say we can imbue our money with the soul of Christ. This becomes
consecrated money, money that we are delighted to invest in creating a better
world for our children and our children’s children.
What are the
qualities of giving when it is consecrated or purified money?
It is generous. Our
nation and the nations of the world have discovered the joys of generous giving
in response to the tragedy in South-East Asia. I’ll bet if you asked most of the
Canadians who have given over 150 million dollars before the Tsunami if they had
any extra money to give away, they would have sworn on a stack of Bibles that
things were just too tight, they were barely making ends meet, etc. etc. Then,
our hearts opened, and just like pulling a rabbit out of a hat, 150 million
consecrated dollars appeared. We have so much money in the developed world to
share, if we had the heart. The problem is that we’ve taken it out of
circulation, because we have bought into the myth of insufficiency.
We
believe the ads that tell us we don’t have enough, we are not enough, buy this
product and you’ll be complete; attain this lifestyle and you’ll be fulfilled.
So we use our money to buy stuff we think we need to make us complete as defined
by marketers. Friends in Christ, God made us perfectly just the way that we are.
Research shows that there is a correlation between happiness and money only up
to the point at which our needs are being taken care of; beyond that the
correlation between happiness and money breaks down. What makes us happy is
being able to share what we have been given with others, and share it
generously.
Consecrated money or purified money is money which is given joyfully. Ms. Twist
believes that money given grudgingly influences the impact of the money given.
She invites us when we send our taxes to the government to take joy in the fact
that they are going to be used to teach our children, build our roads, and
provide medical care. Money given joyfully to the church, and imbued with the
soul of Christ, manifests as stirring music, meaningful worship, transformative
preaching, stew for our homeless friends, a hospital visit, a beautiful memorial
service, sacred space so that groups can meet and do their work for a better
world; money with the soul of Christ, given joyfully and generously manifests as
a small group holding each other in prayer or a Christian education program
helping people to deepen their life in Christ; money given joyfully helps our
children to know the stories of Jesus; it makes it possible for me to teach
seminary students about leading a congregation; it creates that rarest of things
in this culture of individualism; it creates a spiritual community caring for
one another, praying for one another, reaching out in love to the community.
Consecrated money is money which is given joyfully knowing that it is going to
help to create God’s dream for humanity. That’s another way of talking about
Mission. Your money has made all this possible and much more. Thank you for
making this possible.
Money imbued with the soul of Christ, and given for Christ’s sake is given
regularly and proportionately. As inspiring as the recent outpouring of money
has been, imagine what would happen if each of those people sat down and said to
themselves, “You know, that wasn’t such a sacrifice. In fact it made me feel
better than I’ve felt in years. I’m going to give generously and joyfully and
I’m going to do it every month, because God knows there are lots of people who
need it more than me.” One of Ann’s friends came to this realization herself
after the recent tragedy. One of her children volunteered her services to take
pledges for the Red Cross. As she heard people committing all this money, she
realized that up until this point on her life, her own giving had been sketchy.
She is now going to budget giving at the beginning of the year, and give off the
top, rather than at the end of the year with what is left over. That’s regular
giving.
Proportionate giving is making a decision to give a certain percentage of one’s
income, joyfully and generously, to help to create God’s dream for humanity. So,
for example, Ann and I have been working toward a Biblical tithe, 10% of our
gross income. We are not there, yet, but we’re close. We’re at about 8%. We
filled out a Pre-Authorized Remittance form so that our contribution to the
church could be withdrawn automatically from our account.
Friends, following Christ means learning to understand money and how we give it
as a spiritual issue. For me it meant a journey from naiveté to anxiety to
joyful possibility in Christ. Money can be our voice, our way of declaring and
manifesting God’s dream for humanity. Lynn Twist ended one of her lectures with
an inspiring possibility. She invited us to become known for what we allocate
not what we accumulate.
We don’t have financial problem in this congregation friends. We have all the
money we need and more. It’s just not in full circulation yet. We have so much
money that in a few years our problem is going to be how we allocate all the
money we have left over at the end of the year. We’ll have to have a meeting to
brainstorm what we want to manifest with the extra money, which parts of our
mission we want to enhance. We’re going to discover the power of money when it’s
employed in the service of God’s dream. May it be so.